Finance Calculators

Free online finance calculators for salary, loans, mortgage payments, compound interest, tax estimates, savings goals, and investment returns. Whether you are comparing job offers, planning a major purchase, or building a budget, these tools give you fast, accurate numbers with no sign-up required. All calculators run in your browser and update instantly as you type.

Salary Negotiation & Take-Home Calculator

Is that job offer actually worth taking? Compare real take-home pay across states, filing status, and W-2 vs. self-employed — then solve backward for your minimum negotiation target.

Looking for something else? Browse the unit converters or the everyday math and date tools.

Hourly to Annual Salary Calculator

Convert your hourly wage to annual salary, monthly income, and weekly pay in seconds.

Salary to Hourly Calculator

Convert annual salary to hourly, daily, weekly, and monthly rates.

Take-Home Pay Calculator

Estimate your net pay after federal taxes, FICA, and deductions.

Overtime Pay Calculator

Calculate overtime earnings based on hours worked and pay rate.

Raise Calculator

Calculate your new salary after a raise or percentage increase.

Salary Comparison Calculator

Compare two salaries accounting for cost of living differences between cities.

Loan Payment Calculator

Calculate your monthly loan payment, total interest, and full repayment cost.

Mortgage Payment Calculator

Calculate your monthly mortgage payment instantly. Includes principal, interest, and amortization breakdown — no sign-up required.

Car Loan Calculator

Calculate your monthly car loan payment, total interest paid, and total cost of the vehicle.

Personal Loan Calculator

Calculate monthly payments, total interest, and full cost for a personal loan.

Student Loan Calculator

Calculate student loan monthly payments and total repayment cost.

Debt Payoff Calculator

Calculate how long it will take to pay off debt and how much interest you will pay in total.

401(k) Calculator

Estimate your 401(k) balance at retirement based on contributions, employer match, and investment growth.

Debt-to-Income Ratio Calculator

Calculate your debt-to-income ratio to assess financial health and loan eligibility.

Compound Interest Calculator

Calculate how your money grows over time with compound interest. See the real impact of rate, time, and compounding frequency.

Simple Interest Calculator

Calculate simple interest earned or owed on a principal amount.

Savings Goal Calculator

Calculate how long it will take to reach a savings goal, or how much to save each month to get there.

Investment Return Calculator

Calculate the total return on an investment, including annual contributions and the effect of compounding.

Retirement Savings Calculator

Estimate how much you will have saved by retirement age.

Emergency Fund Calculator

Calculate how much you need in an emergency fund and how long to save it.

Income Tax Calculator

Estimate your 2026 federal income tax using official IRS brackets. See your effective rate, marginal rate, and take-home pay.

Capital Gains Tax Calculator

Estimate capital gains tax on the sale of investments or assets.

Sales Tax Calculator

Calculate sales tax amount and total price including or excluding tax.

Calculate VAT amount and net or gross price for any VAT rate.

Profit Margin Calculator

Calculate gross, operating, or net profit margin for your business.

Break-Even Calculator

Calculate the sales volume needed to cover fixed and variable costs.

Calculate return on investment as a percentage of initial cost.

Inflation Calculator

Calculate the impact of inflation on purchasing power over time.

Currency Converter

Convert amounts between major world currencies using indicative rates.

Calculate tip amount, total bill, and split per person for any service.