Personal Loan Calculator

Calculate monthly payments, total interest, and full cost for a personal loan.

Updated April 2026 · CalcFlow Editorial

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Enter values above and click Calculate to see your results.

How to Use

  1. Enter the loan amount.
  2. Enter the APR interest rate.
  3. Select loan term.
  4. Click Calculate.

Formula

M = P x [r(1+r)^n] / [(1+r)^n - 1]

Frequently Asked Questions