Student Loan Calculator

Calculate student loan monthly payments and total repayment cost.

Updated April 2026 · CalcFlow Editorial

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Enter values above and click Calculate to see your results.

How to Use

  1. Enter your total loan balance.
  2. Enter the interest rate (check your servicer).
  3. Select a repayment plan.
  4. Click Calculate.

Formula

M = P x [r(1+r)^n] / [(1+r)^n - 1]

Frequently Asked Questions