Virginia Take-Home Pay Calculator

Estimate your net paycheck in Virginia after federal taxes, FICA, and state income tax deductions.

· CalcFlow Editorial

Virginia State Tax (VA)

Approximate effective rate for middle-income earners: 5.75%. Brackets: 2%, 3%, 5%, 5.75%; top rate over $17,000.

Virginia uses a graduated income tax from 2% to 5.75%. The top 5.75% rate applies to income over $17,000, meaning most working adults pay at or near the top rate. Virginia has been expanding its standard deduction in recent years.

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Your annual salary before any deductions or taxes, as shown on your offer letter or pay stub.

Affects your standard deduction and tax brackets. Most single, unmarried people select 'Single'.

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Find your state's income tax rate on your state government website. Seven states have 0% income tax.

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Enter your annual 401(k), HSA, or FSA contributions. These reduce your taxable income before taxes are calculated.

Enter values above and click Calculate to see your results.

Results shown are estimates for informational purposes only. Nothing on CalcFlow is financial, tax, legal, or medical advice. Always consult a qualified professional before making important decisions.

How to Use This Calculator for Virginia

Use 5.75% as the starting state tax rate for Virginia. The calculator above uses the state tax rate field — enter the rate that matches your income level for the most accurate estimate.

Virginia Take-Home Pay — Frequently Asked Questions

Frequently Asked Questions

Q

What is the state income tax rate in Virginia?

Virginia has a state income tax rate of approximately 5.75% for middle-income earners. Virginia uses a graduated income tax from 2% to 5.75%. The top 5.75% rate applies to income over $17,000, meaning most working adults pay at or near the top rate. Virginia has been expanding its standard deduction in recent years. Tax brackets: 2%, 3%, 5%, 5.75%; top rate over $17,000.
Q

How do I calculate take-home pay in Virginia?

Start with your gross annual salary. Subtract your pre-tax deductions (401k, HSA). Apply federal tax brackets and the 2025 standard deduction. Add FICA taxes (6.2% Social Security up to $168,600, plus 1.45% Medicare). Then apply Virginia's state income tax of approximately 5.75%. The result is your estimated net annual take-home pay.
Q

Does Virginia have any special payroll taxes I should know about?

Virginia uses a graduated income tax from 2% to 5.75%. The top 5.75% rate applies to income over $17,000, meaning most working adults pay at or near the top rate. Virginia has been expanding its standard deduction in recent years.
Q

How accurate is this take-home pay estimate?

This calculator provides a close estimate using 2025 federal tax brackets, standard deductions, and approximate state tax rates. Your actual paycheck may differ based on your exact withholding elections (W-4), employer benefits, supplemental wages, local taxes, or specific deduction amounts. Use this as a planning tool and consult a tax professional for exact figures.